A Healthcare Blog

Filing an IRMAA surcharge can be a lifesaver for clients' finances

3 min read

How Medicare enrollees can appeal IRMAA surcharges after income changes

You open the mail, and your face gets flushed. Your Medicare Part B premium just jumped by hundreds of dollars. What gives? You're likely paying an Income Related Monthly Adjustment Amount (IRMAA) premium surcharge based on income from two years...

Read More

3 min read

2027 Medicare price negotiations are in, and so are GLP-1s

As it goes with the Inflation Reduction Act, CMS announced negotiated prices for 15 high-cost drugs that take effect January 1, 2027. This time...

Read More

4 min read

2026 Medicare Parts A, B, & D premiums, deductibles, coinsurance rates announced

Each year, the Centers for Medicare and Medicaid Services (CMS) updates cost-sharing requirements for the various parts of Medicare. On November 14,...

Read More
A catcher's mitt rests on home plate. Is there a catch to Trump's GLP 1 deal?

3 min read

Trump's deal with Ozempic, Mounjaro makers to slash prices to $150: What's the catch?

On Thursday, November 6, 2025 the President and several top advisors announced a deal with Eli Lilly and Novo Nordisk to nominally decrease the...

Read More
Six fall Medicare trends that all enrollees should be aware of.

4 min read

Six Medicare trends to watch during the fall 2025 Annual Enrollment Period

Medicare’s Annual Enrollment Period runs October 15 through December 7th. If you’re currently enrolled in Medicare, these six trends matter to you...

Read More
Catastrophic coverage, now accessible to more people, can help protect finances when serious injuries or illnesses occur.

2 min read

CMS broadens hardship exemption for catastrophic coverage on ACA Marketplaces

On Thursday, September 4, 2025, the Centers for Medicare and Medicaid Services released new guidance that might soften the blow for consumers who...

Read More
Medicare Late Enrollment Penalties can be surprising and costly -- just like a snake in the grass.

6 min read

5 ways Michigan residents can avoid Medicare late enrollment penalties

One costly mistake could burden Michigan residents with over $3,000 per year in Medicare penalties that last for life. These penalties aren't just a...

Read More
A soccer goalie prepares to save a penalty kick, just like a Medicare SEP can save you from late enrollment penalties.

8 min read

Special enrollment periods that can save you from Medicare penalties

Missed your Initial Enrollment Period for Medicare? Before you resign yourself to waiting until next year and paying penalties, understand this:...

Read More
Appealing an IRMAA surcharge can throw you a rope when your financial situation changes.

4 min read

How to appeal your Medicare premium surcharge after income changes

Your Medicare Part B premium statement arrives, and the number makes you do a double-take. Instead of the standard premium, you're now paying...

Read More